Credit Overview
Dashboard ▸ Credit Overview
Credit Readiness
Period: Monthly
Fundability Score
78/100
↑ +6 this month
Reporting Tradelines
6
2 pending, last report 9/18
Approved Limits (Total)
$85,000
↑ +$10k this quarter
On-Time Payment Rate
98%
Last late: —
D-U-N-S Status
Verified
117*****3 • checked Today
Bureau Presence
D&B • Experian • Equifax
gaps: —
Approvals YTD
12
avg limit $7,083
Funding Eligibility (Est.)
$50k–$75k
Based on current profile
Bureau Snapshot (30d)
D&B PAYDEX
target ≥80
80
Experian Intelliscore
+4 this month
62
Equifax Business
stable
455
New tradelines reporting
~30d avg time-to-report
2
Recent Activity
- ✅ Uline D&B NET30 statement reported
- ✅ Quill D&B Payment marked On-Time
- 🟡 Fuelman Experian Pending first report
- 🟢 Shell Fleet Approved Limit $6,000
- 🟡 Office Depot Verification Address check requested
Applications & Reporting Timeline (This Month)
Event | Account | Detail | Date | Amount / Effect |
---|---|---|---|---|
📝 | Grainger | Application Submitted | 09/02 | — |
✅ | NAV Prime | Approved | 09/03 | $2,500 |
📈 | NAV Prime | Reported to Experian | 09/18 | +Tradeline |
💳 | Amazon Business | Approved | 09/20 | $5,000 |
🧾 | Quill | Statement Cut | 09/22 | $420 |
💼 | Bank of America Secured | Pending Decision | — | — |
This Month Snapshot
New Approvals
3
New Reports Posted
2
On-Time Payments
98%
Avg Days-to-Report
34d
Bureau Coverage
D&B
6/6 TLs reporting
Experian
4/5 TLs reporting
Equifax
3/5 TLs reporting
Upcoming Due Dates
- Quill • NET30 due Oct 05 • $180
- Uline • NET30 due Oct 07 • $240
- Shell Fleet • NET22 due Oct 10 • $325
- NAV Prime • Monthly due Oct 15 • $60
- Amazon Business • Revolving due Oct 18 • $410
Active Accounts
Account | Limit | Terms | Reports To | Status | Next Report | Health |
---|---|---|---|---|---|---|
Uline | $2,500 | NET30 | D&B | Open | Oct 18 | 90 |
Quill | $2,000 | NET30 | D&B | Open | Oct 17 | 88 |
NAV Prime | $2,500 | Monthly | Experian | Open | Oct 20 | 92 |
Shell Fleet | $6,000 | NET22 | Experian | Open | Oct 15 | 86 |
Amazon Business | $5,000 | Revolving | D&B / Experian | Open | Oct 25 | 89 |
Alerts & Tasks
Item | Priority | Status |
---|---|---|
Verify business phone listing (411/NAP) | High | Open |
Upload business license | Medium | Open |
Bank reference on file | Medium | Open |
Website privacy/terms links present | Low | Open |
Address mismatch (Amazon app) | High | In Review |