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FAQ
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Dashboard - -
- FAQ
Frequently asked questions.
GetBiz.Credit helps business owners build, monitor, and leverage business credit through a guided learning path, vendor sequencing, and progress tracking. Here are quick answers to the questions we get most.
We guide you through a phased roadmap to build legitimate business credit: set up credibility (D-U-N-S, NAP/411, licenses), open starter vendor accounts that report,
progress to store/fleet cards, then lines and loans. The dashboard tracks readiness, reporting, due dates, and approvals in one place.
We focus on D&B (PAYDEX), Experian Business (Intelliscore), and Equifax Business. Your dashboard shows presence, active tradelines, and posting status for each.
We provide a guided demo of the dashboard and curriculum. Some starter lessons are unlocked for free; full access and vendor sequencing requires a paid plan or sponsored access through our Fundable Futures initiative (non-profit partner).
No. We’re an education and workflow platform. We help you become fundable and connect you with vendors/financial products—decisions and reporting are handled by those providers and bureaus.
New and growing LLCs/Corporations that want vendor terms, fleet/store cards, and access to lines/loans without over-reliance on the owner’s personal credit. We also support established firms looking to organize reporting and improve terms.
We use encrypted transport (HTTPS/TLS) and follow least-privilege access practices. Sensitive credentials (e.g., bureau logins) are never shared publicly and can be disconnected anytime from your settings.
The curriculum follows seven phases: (1) Foundation Setup, (2) Business Credibility, (3) Starter Vendors, (4) Reporting Momentum, (5) Revolving Accounts, (6) Lines & Loans, (7) Funding Package. Your progress and tasks are tracked on the Learning Hub.
It’s a composite score based on setup items (D-U-N-S, 411/NAP, licenses), reporting tradelines, on-time history, and utilization. Improving each area raises your estimated eligibility range for funding.
Pace varies, but most owners see first reports within 30–60 days after opening starter vendors and consistent progress toward revolving accounts in 60–120 days, depending on activity and reporting cycles.
Yes—each phase includes tasks, document templates (e.g., vendor application info sheets, funding package checklist), and examples so you can move quickly and stay organized.
Yes. The dashboard surfaces upcoming statement dates, estimated report dates, and tasks. You’ll see streaks for on-time payments and alerts for any mismatches or missing items.
We recommend following the sequence—gaps in setup or reporting often lead to declines. If you’re already established, the platform will mark completed items and move you into the next best step automatically.
A tradeline is an account that reports your payment history to a business credit bureau. Multiple on-time tradelines across bureaus are key to approvals and higher limits.
Most vendor accounts post within 30–60 days after your first purchase and payment. Fleet/store cards may vary by issuer. Your dashboard estimates “days-to-report” so you can plan.
Many starter vendors don’t require a PG. As you progress to higher limits and revolving products, some issuers may request one depending on your business credit depth and revenue. We identify likely no/low-PG options when available.
Consistency (legal name, address, phone/411, website, email domain) is critical. The platform flags mismatches and provides steps to correct them before you apply—this reduces verification delays and denials.
Keep balances low relative to limits and pay early/on-time. Your dashboard tracks on-time rate, next statement dates, and suggested payment windows to protect your scores.
We provide dispute guidance and documentation tips. Actual disputes are submitted directly to the reporting bureau or issuer.
Complete the foundation checklist (legal entity, EIN, business phone/411, domain email, licenses), then follow the vendor sequencing inside Phase 3. The dashboard will unlock next steps as you complete tasks.
We weigh setup completeness, number of reporting tradelines, payment history, bureau presence, and utilization to estimate a funding range. It’s directional, not a guarantee—issuers make final decisions.
Yes—add accounts to track limits, due dates, and reporting status in one place. You can remove connections at any time from settings.
You can learn and apply many principles, but forming an LLC or Corporation typically yields better vendor terms and bureau profiles. We outline the trade-offs in Phase 1.
We centralize key metrics and reminders and can link out to bureau/monitoring portals you already use. Native integrations are expanding; you’ll see new options as they’re added.
Use the in-app help, submit a ticket from your profile menu, or join weekly onboarding sessions for walkthroughs and Q&A. Priority support is included on higher-tier plans.
Plans range from self-guided to coached tiers that include support and review. You can upgrade or downgrade at any time; changes prorate on your next billing cycle.
Billing is monthly or annual. You can cancel from settings at any time; access continues through the end of the paid period. We don’t charge cancellation fees.
Eligible founders may receive sponsored access through our **Fundable Futures** initiative (non-profit partner). We also run periodic promotions—join the waitlist or contact support for details.
Yes—additional seats can view progress, upload documents, and help manage tasks. Owners control roles and permissions from the Team settings page.
Absolutely—upload receipts, approval emails, or compliance docs and attach them to tasks or accounts so everything needed for reviews and applications lives in one place.
Go to **Settings → Account** to update your email and profile. To close an account, submit a request from **Settings → Support**—we’ll confirm ownership and process the closure securely.